Trucking Insurance for independent truckers - C & S Insurance Services Inc.

Welcome to our site. We have designed quality products to assist you, the independent operator, in obtaining specialized coverages not currently available to best protect you. These coverages will assist you to lower your overall current insurance costs.

Things to Think About
Our Products
Contact Us
Send Application

Things to Think About

Are your premiums too high when you request lower deductible options for Collision and Comprehensive Coverage?

If you answered YES, then look at our Deductible Buy Down optional coverage.

Does your loss of use option allow you to elect to receive a daily limit in the form of cash rather than requiring you to rent another vehicle in the event your truck is in the shop after a collision?

If you answered NO, look at our Loss of Use coverage option.

Does the fact that your are an independent operator prevent you from qualifying for rates normally reserved for fleet operators?

If you answered YES, look at our Physical Damage option, especially when combined with a Deductible Buy Down option.

Many operators have complained that their insurance does not cover them for the loss of their personal belongings in the truck, does this apply to you?

If you answered YES, look at our Personal Belongings coverage option.

Our Products

Physical Damage Insurance for Your Truck and Trailer
Our policy covers physical damage to your truck and trailer if required. Coverage is on an "All Risk" basis. The policy has a $5,000 deductible which can be reduced by purchasing our Deductible Buy Down Option. Combining these two products will provide you with the most comprehensive coverage at the best pricing available in the marketplace today.

Loss of Use Coverage
Most insurers make loss of use coverage available to their customers. If your vehicle is involved in an accident and is in the shop for repairs, your policy will only pay the expenses incurred to rent another vehicle. While this is a beneficial option, you may, however, not be able to find a suitable replacement vehicle to rent and therefore may not be entitled to any benefits from this option. The key difference between other insurers' policies and ours is that ours will pay you the daily amount for which you have selected and been paying premiums. You can use the insurance proceeds for whatever purpose you choose.

Deductible Buy Down Coverage
This feature allows you to reduce your deductible down to nil from $5,000 for a nominal premium. This product combines with our Physical Damage policy to provide you with exceptional coverage at pricing normally available only to very large fleet operators.

Personal Effects Coverage
Most policies will not cover you for the loss of your personal effects that are always kept inside your vehicle. This is an extension to your Physical Damage policy and covers all your personal effects to a limit of $5,000. This extension has a $750 deductible which is reduced to nil in the event of a collision involving your vehicle and your vehicle is a "total loss."

Contact Us

Mail C & S Insurance Services Inc.
Suite 200 - 4170 Stillcreek Drive
Burnaby, B.C., V5C 6C6

Att: Stewart Shearar

E-Mail shearar@truckinginsurance.org

Phone (604) 421-7986

Fax (604) 299-4511

Send Application

All content on this site is copyright © 1999, 2000 C&S Insurance.

	*Physical Damage Insurance for Your Truck and Trailer* Our policy covers physical damage to your truck and trailer if required. Coverage is on an "All Risk" basis. The policy has a $5,000 deductible which can be reduced by purchasing our Deductible Buy Down Option. Combining these two products will provide you with the most comprehensive coverage at the best pricing available in the marketplace today.
	*Loss of Use Coverage* Most insurers make loss of use coverage available to their customers. If your vehicle is involved in an accident and is in the shop for repairs, your policy will only pay the expenses incurred to rent another vehicle. While this is a beneficial option, you may, however, not be able to find a suitable replacement vehicle to rent and therefore may not be entitled to any benefits from this option. The key difference between other insurers' policies and ours is that ours will pay you the daily amount for which you have selected and been paying premiums. You can use the insurance proceeds for whatever purpose you choose.
	*Deductible Buy Down Coverage* This feature allows you to reduce your deductible down to nil from $5,000 for a nominal premium. This product combines with our Physical Damage policy to provide you with exceptional coverage at pricing normally available only to very large fleet operators.
	*Personal Effects Coverage* Most policies will not cover you for the loss of your personal effects that are always kept inside your vehicle. This is an extension to your Physical Damage policy and covers all your personal effects to a limit of $5,000. This extension has a $750 deductible which is reduced to nil in the event of a collision involving your vehicle and your vehicle is a "total loss."

Mail	C & S Insurance Services Inc. Suite 200 - 4170 Stillcreek Drive Burnaby, B.C., V5C 6C6 Att: Stewart Shearar
E-Mail	shearar@truckinginsurance.org
Phone	(604) 421-7986
Fax	(604) 299-4511