Driving an 18 wheeler takes a love for the road and a commitment to safety. An accident can cause you to suffer significant financial burdens: truck repair or loss, medical bills, lost cargo, loss of a trailer – not to mention potential lawsuits and more. Insurance can help you mitigate these risks and provide peace…
A pilot car is a vehicle used to guide and support trucks with oversized loads, airplanes on runways or motorists passing through construction sites. Just like any other automobile, pilot cars must be properly insured to protect against risk. But what are the insurance requirements for these vehicles and how much does coverage cost? What…
Moving companies offer an essential service to consumers, but their job is not without risk. An employee could get into an accident on the way to a job, or a customer’s items may be damaged during unloading. Movers insurance can help mitigate these risks and allow you to operate with peace of mind. Why Do…
If you operate as a private carrier, then you haul goods in your own truck for an employer or for your own company. Private carriers commonly operate in manufacturing, construction or excavation, but they can also operate in other fields. Regardless of which capacity you operate in, it’s important to have the right coverage for…
Trucking companies are at inherent operational risks. Captive insurance is an opportunity for fleets to minimize their risks and gain better overall control over their premiums in the process. Whether or not to join a captive is up to the discretion of the company and if it can meet the requirements of the captive. What…
Commercial fleet insurance provides specialized coverage for businesses with multiple commercial vehicles. A comprehensive insurance policy will cover all of the vehicles in your fleet, along with your business itself and your drivers. No matter what type of vehicles are in your fleet, it’s important to ensure you have enough coverage to protect against risks….
Do you run a garbage truck or waste hauler business? Insurance will play a crucial role in protecting your business and its finances. It will also ensure that you can run your business legally. But what type of insurance do you need and what are the requirements? Let’s take a closer look at garbage truck…
If you’re a trucker looking to transition to an owner operator, you will likely need short term truck insurance to cover your truck while it’s in transit to the terminal, the DOT or wherever it needs to go. A lot can happen while transporting your truck. Without the right insurance coverage, you could find yourself…
Snow plows are gearing up for the cold winter months. However, before you begin plowing your first driveway or parking lot, you need snow plowing insurance. Managing your risks will help you absorb potential liability lawsuits and land more jobs. Customers are more likely to hire you to plow if you have insurance. If you…
What would you do tomorrow if one of the key personnel in your trucking business passed away or became permanently incapacitated? You would abruptly find yourself without someone to fill that critical role. As you searched for a replacement, your business would likely fall behind on meeting its productivity quotas. In some scenarios, the loss…
Errors and Omissions insurance (E&O) is another type of insurance that everyone in the freight and trucking industry should consider when hauling goods. But how much will this coverage cost you? What exactly does an E&O policy offer? While cost is always a concern, the risk of not having this vital coverage is far greater…
Warehouses play a crucial role in the economy and are vital to many industries. They house supplies, materials and finished products that consumers and businesses need. Warehouse owners provide customers with storage space, and it is their responsibility to ensure their facility is adequate. Owning a warehouse comes with its own set of risks, especially…
Basic cargo insurance isn’t enough to protect your business when shipping goods. FreightGuard’s Spike insurance offers you the additional cargo insurance that you never knew you needed. What is Spike Insurance? Spike cargo insurance is the same as spot cargo insurance. Freight insurance is a necessity if you want to expand your operations and maximize…
Life insurance for truck drivers is essential protection for your family. Every day that you’re on the road hauling goods, you’re at risk of an accident. While you can take every safety precaution possible, there’s always a risk of something going wrong. If you’re in an accident and the worst happens, life insurance will ensure…
Horse transportation insurance is a crucial protection to have to lower transportation risks for professional horse transporters. The transport of live animals is not covered under regular insurance policies, so truckers are at major liability risks without the right policy in place if something goes wrong. What Horse Transporters Insurance Covers Equine liability insurance can…
Commercial truck insurance for new drivers is often just as expensive as someone with a bad driving record because you’re considered a “high risk.” High risk insurance may be more difficult and expensive to obtain, but it’s possible. What Is ‘High Risk’ Insurance? As you may have guessed, high risk insurance is a category that…
Intermodal shipping uses multiple forms of transportation (trucks, rail, ships, etc.) to get shipments from one destination to another. A lot can happen when moving shipments long distances and using multiple types of transportation. Insurance can help provide the protection you need to move cargo safely by land, sea or air. To understand intermodal insurance…
Reefer trucking comes with its own risks and hazards. Refrigerated cargo must be transported with the greatest of care and in many cases, meet FDA guidelines to ensure safety. The risk of loss or spoilage is greater because refrigeration equipment can fail or malfunction at any time. Having the right reefer trucking insurance can help…
Farm vehicles and trucks are crucial in helping keep livestock fed and fields harvested. However, if one of these vehicles is in an accident, the farmer has to pay to repair or replace the vehicle out-of-pocket. Farm truck insurance can help absorb these costs to allow farmers to continue their operations. Some of the vehicles…
Insurance can be complicated if you work in the trucking industry, especially if you work as an owner-operator. If you’re working as a drive away contractor driver, your insurance coverage needs are even more complicated and greater than a trucker who hauls standard goods. Those who work as owner-operators in this line of work need…
Inland Marine insurance is coverage that truck carriers can use to protect themselves against industry risks. We’re going to explore Inland Marine coverage, what it is, and how it can benefit small businesses. What Is Marine Insurance? Marine insurance is not an insurance option for truckers because this is a form of insurance for transporting…
If you have a cargo van or fleet of vans used for commercial purposes, you will need commercial insurance. Whether you use your van to deliver goods or provide services (plumbers, electricians, etc.), commercial insurance is both a legal requirement and a smart investment. If you operate a commercial van or fleet of vans, it’s…
More than 3.7 million tons of hazardous material are shipped by trucks in the U.S. each day. Hauling these materials requires special training and permitting because accidents can be catastrophic. But even with experience and training, accidents can and do happen. Hazmat truck insurance can help cover the cost of repairs, replacements, medical bills, cleanup…
Like any other small business, moving companies face many risks in their day-to-day operations. Insurance helps protect against these risks by providing coverage for important things, like property damage and physical injury. If you’re thinking about starting a moving company, it’s important to know what types of insurance you’ll need, how much it will cost…
Truckers workers compensation coverage can be expensive and difficult to obtain in some states. Still, it’s a necessary coverage that every fleet owner and many owner-operators should have. When shopping and comparing workers’ comp policies, it’s important to understand what your policy should cover, how much you can expect to spend, and which factors may…
The Truck Insurance Exchange (TIE) has been in operation since 1935 and is headquartered in Woodland Hills, California. The Exchange is part of Farmers Group, Inc., one of the largest insurers in the U.S., serving more than 10 million customers across 19 million policies. If you’re weighing your options for truck insurance, you may be…
Log truck insurance provides vital liability and damage coverage for log haulers transporting millions of tons of logs. Hauling logs is a tricky business. Drivers have to navigate winding roads – often dirt or gravel – and highways across the country to sawmills. If you operate a log truck or run a fleet of log…
Commercial trucks can break down for a variety of reasons, whether it’s a busted tire, an electrical problem or bad brakes. Some issues can be fixed on the side of the road. Others need more serious help… It is not the same as calling up AAA to come to give you a jump or a…
Whether you’re a for-hire driver or own a fleet of box trucks, you may be wondering what type of insurance you need and how much it costs. There are several factors that affect the price of premiums and many coverage options available. In this guide, we’ll cover your coverage options, costs and factors that may…
On a typical day, as a trucker, your drive with your trailer attached to deliver loads. But for those times when you’re not attached to a trailer and operating under someone else’s trucking authority, this is what they call bobtailing. Bobtailing isn’t covered under your motor carrier’s liability policy. For this reason, insurance companies offer…
In the United States, there are over 31,000 tow truck drivers spread across the nation to assist drivers after a crash. Tow truck insurance helps cover damages if a driver is involved in an accident, a customer vehicle is damaged, or you’re involved in a lawsuit. As an integral part of your operation, you must…
Couriers deliver messages, packages, letters and other parcels to individuals, businesses and organizations. They may work for themselves, or they may have an employer like Amazon or DHL. In either situation, it’s important to ensure that you have the right coverage to cover risks and liabilities. Courier insurance can help you do that. What is…
There are more than 23,000 food truck businesses in the U.S. With an average revenue stream of $290,000 per year and the ability to get your truck up and running in less than 40 days, food trucks are an attractive option for would-be restaurant owners. But just like any other business, food truck operations need…
If you’re an owner operator running a dump truck, having adequate dump truck insurance is crucial. Having certain types of coverage and certain limits may be required by law or by customers and brokers. It’s important to understand what’s covered under a dump truck insurance policy, how much it costs and how to get the…
MCS 90 is a form of insurance that every big rig on the road is required to have. Insurance companies will work alongside motor carriers to ensure that vehicles in a fleet are properly endorsed. What Is MCS 90? MCS 90 is an endorsement that is required for certain regulated motor carriers. The endorsement is…
Amazon Relay makes it easy for trucking companies and owner operators to find, book and transport loads for Amazon. The suite of tools allows you to access the Relay Load Board, accept loads, assign drivers to loads, track your performance and view payment information. The Relay app helps drivers view and manage their loads, report…
Truck accidents are often deadly, and those that aren’t often leave truckers with significant injuries and recovery time. Traditional accident insurance may offer some protection to truckers, but it will not provide the same level of protection as occupational accident insurance. What Is Occupational Accident Insurance? Independent contractors need to have protection if they’re in…
If you own a business that offers service station or towing services, you may need Garage Keepers legal liability insurance. This type of policy provides vital protection when storing customer vehicles. Without it, you expose your business to potential liability costs that you would have to pay out of your own pocket. What is Garage…
Trailer Interchange Insurance is a physical damage policy that covers trailers that are part of a trailer interchange agreement. If you’re using a lot of trailers that are not owned, the policy offers Physical Damage insurance for the trailers you’re hauling if they sustain damage from: Explosion Fire Theft Vandalism Do I Need Trailer Interchange…
Cargo insurance is one of the most important types of insurance for trucking companies and owner operators. Many things can go wrong while transporting freight from one destination to another. Without adequate insurance coverage, trucking companies and owner operators can be held liable for these damages. What is Cargo Insurance & What Does it Cover?…
In 2019, companies in the car hauling industry brought in $12 billion. That’s up from $594 million in 2014. With demand for auto transport on the rise, many truckers are hoping to get a slice of the pie. But if you want to haul vehicles, you will need to have the right type of insurance….
Are you the owner-operator of a trucking company? Whether you are starting up a new business and require insurance, or you are simply looking for a better deal on trucking insurance than what you have right now, you have come to the right place. In order to get a good deal on semi-truck insurance, you…
If you’re entering the hot shot field, you’re going to need insurance – and a lot of it. Hot shot trucking is a specialized field with higher risks than other sectors of the transportation industry. Shippers and brokers often have stringent insurance requirements for coverage a hot shot business. But how much will this coverage…
