What Are Illinois's Commercial Truck Insurance Requirements?

Intrastate for-hire carriers registered with the ICC need $750,000 in liability for most trucks, $300,000 for vehicles under 10,000 pounds, and $5,000 per vehicle in cargo coverage, filed on Forms E and H. Interstate carriers follow federal minimums starting at $750,000.

How Much Is Semi Truck Insurance In Illinois?

A semi with $1,000,000 in liability typically costs about $14,800 a year in Illinois, and $2,000 to $3,000 more if it's garaged in Chicago or Cook County.

What Are Illinois Tow Truck Insurance Requirements?

Tow trucks need commercial auto liability, plus on-hook coverage for the vehicles they tow and garagekeepers for vehicles stored on their lot. Non-consensual towing is also regulated by the ICC and local ordinances, which can set higher limits.

Does Illinois Require A USDOT Number For Intrastate Trucking?

No. Illinois doesn't require a USDOT number for carriers that stay in the state, but for-hire carriers still register with the ICC.

Is Workers' Comp Required For Trucking Companies In Illinois?

Yes. Illinois requires workers' compensation for every employer with at least one employee, and trucking business owners can't opt themselves out.

Illinois Commercial Truck Insurance