Acadia Insurance is a trusted insurer that works closely with clients in the transportation industry. Known for offering custom insurance plans and a robust claims process, Acadia Insurance should be considered if you’re a trucker who needs a flexible, reliable plan.
Who is Acadia Insurance Co?
Acadia Insurance started insuring businesses in Maine in 1992 and has since expanded to numerous states. The company maintains offices in several states, including:
New York
New Hampshire
Maine
Connecticut
Vermont
Massachusetts
The insurer works with independents and businesses closely. The insurer supports policyholders through the entire process to ensure that they have the level of coverage they need to stay safe on the road or in the office.
Acadia has 200 independent agencies in 600 cities as part of their network. Their network offers insurance through the New England and New York areas.
Acadia caters to transportation companies that are located in the Northeast. Local and intermediate radius options are available. Being a leading, regional insurer allows for faster claims processes and a company that understands the challenges of the transportation industry in the Northeast.
Two main insurance companies are insured through Acadia:
Private carriers
Contract carriers
Trucking companies and contractors know that a one-size-fits-all policy is not enough to cover the insurance needs of every transportation company. You need to work with an insurer that’s able to meet your unique needs.
Your needs are met through numerous insurance options that include coverage for:
Business auto
Motor truck cargo
Umbrella insurance
Workers’ compensation
Legal liability
Property and general liability
The wide range of property and general liability coverage will be based on qualifications. Insurance agents can assist you with finding the coverage you need and the different coverage options that are available to you.
Transportation businesses can also obtain their business insurance through Acadia. There are a wide range of options, including:
Property insurance
Data breach insurance
Cyber liability insurance
Crime insurance
Specialized coverage should be discussed with an insurance agent to ensure that you have an adequate level of coverage for your unique needs. For example, if you’re hauling potentially dangerous freight, special insurance will allow you to enjoy a high level of coverage to keep truckers and cargo safe.
Information on discounts is not readily available, but there are a lot of resources online that mention discounts for the following:
Driver record discounts for truckers that have impeccable driving records.
Monitored vehicles, such as trucks that have speed monitors installed, will also provide discounts.
Safety equipment supplied to truckers will also be able to lower policy rates.
Independent insurance agents will be able to help you find discounts and potential packages that can lead to more savings on premiums.
Acadia Insurance Claims Process
Acadia Insurance connects every driver that files a claim, with claim professionals who:
Specialize in loss
Provide exceptional customer service
Offer one-day response on claims
Six main reasons to rely on Acadia Insurance are:
Claims professionals are available and will contact you back in one business day.
Claim professionals are present in each state that insurance is offered.
Agents maintain open communication with policyholders.
On-site investigation when there’s significant loss within just 24 hours
Rapid subrogation efforts to keep premiums down
24/7 claims reporting
Offices are available in New England and across New York State. Multiple claim numbers and contacts are available to make claims go rapidly.
When filing a claim, you’ll need to supply a lot of routine information. The information that you’ll be required to supply includes your:
Policy number
Information on involved parties and witnesses
Time, date and location of the losses
Police reports or information on any authorities that may have responded
Once you’ve filed a claim, you can expect an agent to contact you about the incident in as little as one business day. If you do not hear from the company, you can contact a claim’s agent and will be assisted quickly.
Claims for substantial losses will be handled faster, with an investigation beginning as soon as possible.
Acadia Insurance has impeccable ratings on the Better Business Bureau and similar rating sites. The insurer is a good option for any trucking companies operating out of the Northeast, primarily in the New England and New York areas.
