Lucky Truck no longer operates as a standalone insurance platform. The company has been absorbed into The Buckner Company, and luckytruck.com now redirects to a Buckner transition page that reads: “We are excited to announce that we have partnered with The Buckner Company. We look forward to continuing to serve your insurance needs at Buckner.com.”
If you came here looking for a Lucky Truck quote, you can’t get one directly anymore. Below is what Lucky Truck was, what happened to it, and where truckers looking for the same kind of digital-first coverage can go instead.
What Lucky Truck Was
Lucky Truck launched in 2019 out of Cincinnati, Ohio, built around a straightforward idea: buying trucking insurance should work like buying anything else online. Instead of phone tag with an agent, you entered your information on a website and got quotes back.
It was an insurance brokerage rather than an insurance company. That distinction matters more than it sounds — Lucky Truck never carried your risk. It placed your policy with an underwriting carrier, and that carrier is who actually insured you. Lucky Truck was the front door.
Through that front door, owner-operators and small fleets could place auto liability, physical damage, non-trucking liability, general liability, workers’ compensation and occupational accident coverage. The platform also offered life insurance and equipment warranties, which is unusual for a trucking-focused brokerage and reflected how broadly they were trying to serve the owner-operator.
What Happened To Lucky Truck
Lucky Truck partnered with The Buckner Company, and the Lucky Truck brand has since been retired as a standalone operation.
Both luckytruck.com and www.luckytruck.com now redirect to buckner.com/lucky-truck/, which carries a short transition notice rather than a quote form. There is no longer a way to get a Lucky Truck quote online.
The Buckner Company is an insurance broker with offices in Utah, Colorado and Idaho, and it lists transportation among its industry specialties. Markel made an investment in Buckner in August 2021. If you need to reach them about a Lucky Truck policy, their number is 877.309.6700.
If You Have A Lucky Truck Policy
Your coverage is unaffected by the brand change, and this is the important part: your policy was never with Lucky Truck. It was written by an underwriting carrier, and that carrier’s name is on your policy documents. They’re still your insurer and your coverage is still in force.
What changed is who services the policy. Renewals, certificates, endorsements and billing questions now route through Buckner. If you can’t get through, pull out your declarations page — the insurer named there can help you directly, and can tell you which agency currently holds the account.
Where To Get Digital-First Truck Insurance Now
The gap Lucky Truck filled — quoting trucking coverage online without a week of phone calls — is served by several companies today, and the technology has moved on considerably since 2019.
biBERK is the most direct comparison if you want to handle it entirely yourself. It’s a Berkshire Hathaway company built for direct online purchase: quote, choose your coverage and pay in about five minutes, with no agent in between. It works best for straightforward single-truck operations.
Cover Whale takes a different approach, pricing on how you actually drive. It’s a telematics-based program distributed through appointed brokers, and auto liability requires running a dashcam. If your safety record is genuinely good, that model tends to reward it.
Reliance Partners is a transportation-only agency with same-day quoting and a dedicated new-venture program — worth knowing if you’re running under new authority, where most carriers won’t quote you at all.
If you’d rather compare the full market before deciding, our carrier comparison covers 37 companies including which ones write new authority and what each one’s AM Best rating is.
